2008…
That was the year when news of a global stock market crash was everywhere. Fear, uncertainty, and losses dominated conversations across the world.
Like most ordinary people, Ravikant Ghosh was also confused.
He kept wondering:
“Is it right or not to invest money in the market?”
Yet, even in that atmosphere of fear, he took a small but disciplined step. He started his first SIP in the Reliance Growth Fund.
The amount was not very large, but the intention was clear — to save every month, whether the market went up or down.
The Turning Point of His Life
Time passed.
The market slowly began to recover.
With time, Ravikant noticed that the SIP he continued with discipline was not just increasing numbers on paper — it was building confidence.
Then came the moment that changed everything.
👉 The entire cost of his wedding was covered by that very SIP.
There was no debt, no loans, and no financial burden — only the power of planned investing.
That day, he truly understood:
“Investment doesn’t just give returns,
it also gives self-respect.”
This realization became the turning point of his life.
How He Is Helping and Changing Lives Today
In 2009, Ravikant obtained his Mutual Fund license. He realized that if one disciplined SIP could cover the wedding expense of an ordinary person, then with the right guidance, it could transform the lives of many families.
Today, he does not merely offer financial products.
He helps people develop the habit of saving, removes their fear of the market, and teaches them that:
Wealth is not built in a day
SIP may feel boring, but it is powerful
Time in the market works better than market timing
When a client tells him,
“Sir, today my tension has reduced”
or
“My child’s future feels secure”
That, for him, is the biggest earning.
His Mission
His mission is simple, yet powerful:
👉 To give India’s middle class financial confidence
👉 To make saving a habit
👉 To transform investment from fear into freedom
He wants people to see investment not as a risk, but as a support system for life.
Because he has experienced it himself —
a small decision taken at the right time can change the direction of an entire life.
In Conclusion
Ravikant Ghosh is not a celebrity.
He is not an overnight success story.
He is simply someone who chose SIP during the 2008 market crash — and that one decision shaped him into a responsible investor and a trusted financial advisor.
If his story inspires even one person to start saving today, he considers that his greatest victory.
